RV's Unlimited is closed June 29th, 30th and July 1st for the Canada Day long weekend
RV's Unlimited is closed June 29th, 30th and July 1st for the Canada Day long weekend

Financing FAQs

Financing your RV

Commonly asked questions regarding financing your RV through RVs Unlimited

What documents should I bring?

To start all we need is a copy of your valid Driver’s License. Different finance lenders may require more documentation, you may want to contact a RVs Unlimited Finance Manager for a complete list of what you’ll need to buy an RV from RVs Unlimited.

What factors impact monthly payments?

The Factors that impact monthly payments include the amount financed, term (length of the loan) and APR (interest rate).

Can I qualify for financing if this is my first vehicle purchase?

Yes it is possible. There are many factors going ino determining an approval not just past auto loans. The best way to determine if you qualify for a RV loan is to fill out our secure credit application. We have competitive rates for all credit types.

I have had credit problems, what can RVs Unlimited do for me?

We will work with you and our network of lenders to tailor the best loan option available to you. We offer Kingston's easiest hassle free loans and our goal is to make the whole buying experience as simple and stress free as possible for all of our customers, regardless of credit history.

I have excellent credit, what can RVs Unlimited do for me?

We will work with you and our network of lenders to tailor the best loan option available to you. We offer Kingston's easiest hassle free loans and our goal is to make the whole  buying experience as simple and stress free as possible for all of our customers, regardless of credit history.

What does your credit score mean?

Your credit score is a rating between 300-900. It is made of 4 major factors that all impact your score to a varying degree. Generally the higher the number, the better chance you have of getting approved for a RV loan
Past payment history, credit utilization, length of credit history, types of credit use.

How does the bank decide if i am approved or not?

There are four major criteria that a bank or financial institution considers when determining viability of a loan:

 

  • Vehicle Selection: Year, Make, Model, KMs and Cost
  • Credit History
  • Your personal information; Time on job, own or rent, down payment.

Can I apply for credit online?

It has never been easier to apply for an auto loan online. Simple fill out our secure credit application, and a member of our team will be in touch with you to complete the application if necessary. If you prefer to do the credit application over the phone you can contact us at 1-877-754-0939

What finance companies does RVs Unlimited use?

Here at RVs Unlimited, we deal with every vehicle lender in the area. This allows us to use our buying power to work with our entire network of lenders to get you the best rate possible. Some of our lenders includes Desjardins, Scotiabank, TD Auto Finance, BMO, RBC and National Bank and many more.

How does financing with RVs Unlimited work?

It’s easy. Pick the type of vehicle you want, your budget range, and fill out our secure credit application. Before you know it, one of our Finance Managers will get in touch with you to verify your information and get you the best approval possible.

Why finance at RVs Unlimited?

It’s simple, fast, and we offer the best rates available on automotive loans. Here are RVs Unlimited our trained and OMVIC licensed staff are here to make the process as easy as possible and ensure you get the best rate available. We specialize in all forms of credit, whether your credit is great or you’ve hit some speed bumps, we can get you taken care of with one of our credit experts.